Boat insurance options customize your protection

Our standard boat insurance package provides excellent coverage, but you may need more coverage to meet your specific needs. We offer several boat insurance options to expand your coverage or increase your limits. United Marine Underwriters will explain all of your boat insurance options.

Package endorsements

Advantage Plus endorsement - extra coverage

  • Personal effects increased to $5,000
  • Emergency assistance and towing increased to $1,500 per incident ($3,000 max. per term)
  • Uninsured/Underinsured watercraft increased to equal per person watercraft liability
  • Non-owned watercraft liability

Yacht Plus endorsement - adds trip interruption protection

  • Personal effects up to $10,000
  • Emergency assistance and towing up to $2,500 per incident ($5,000 max. per term)
  • Trip interruption protection $1,000 per day
  • Uninsured/Underinsured watercraft increased to equal per person watercraft liability
  • Non-owned watercraft liability

Professional Angler endorsement - adds tournament fee reimbursement

  • Personal effects up to $10,000
  • Emergency assistance and towing up to $1,500 per incident ($3,000 max. per term)
  • Tournament fee reimbursement of $2,500
  • If you work as a part-time fishing guide, we can cover you as well
  • Uninsured/Underinsured watercraft increased to equal per person watercraft liability
  • Non-owned watercraft liability

Expanded coverage options

  • Boat lift - Add coverage for the lift you use on your boat.
  • Trailer - Add coverage for the trailer you use to transport your boat.

Boat insurance coverage, options, discounts and deductibles may vary by state. United Marine Underwriters will help you determine the best choice for your circumstances, and explain the coverage limits.

Ready for a boat insurance quote?