Welcome to the Internet Privacy Policy of The Midland Company and its affiliates and subsidiaries, including but not limited to, American Modern Insurance Group, Inc., Midwest Enterprises d/b/a Ameritrac Business Solutions and Atlas Insurance Agency, Inc. (collectively referred to herein as "Web Site"). Throughout these terms and conditions, the terms "we," "us," and "our" refer, as appropriate in the context, to The Midland Company or one or more of its subsidiaries.

PLEASE READ THESE TERMS AND CONDITIONS OF USE CAREFULLY BEFORE USING THIS WEB SITE. Access to the Web Site is conditioned upon your acceptance without modification of the privacy policy contained herein. Your use of the Web Site constitutes your agreement to all such policies. If you do not agree to these policies, you should immediately cease use of the Web Site.

Personal Information Collected on this Web Site. Personal information is collected only when you voluntarily provide it to us. Your personal information (e.g. name or email address) will be used only for our correspondence with you in order to send you the requested documents or information or for any other purpose stipulated on the individual form and will not be passed on to third parties. For example, we collect personal information that site visitors provide when they complete any online form, application, survey, resume or when they request a quote for insurance. We also collect and store the contents of e-mail you send to us, along with your contact address and our response. You will not receive unsolicited e-mail, telephone calls or other marketing materials as a result of your visit to our Web sites. We will not sell your personally identifiable information, if any, to outside organizations or third parties.

Use of Cookies. A cookie is a message sent to your browser from a Web server that is stored on your computer’s hard drive. The message is sent back to the Web server whenever the browser requests a page from that server. Many commercial Internet sites use cookies. While a code in the cookie file enables the site to label you as a particular user, it does not identify you by name or address. We use cookies to better tailor our Web sites and our products to your interests and needs. Cookies may also be used to help speed up your future activities or to improve your user experience. We do not use cookies to retrieve information from your computer that was not voluntarily provided by you. The use of cookies is an industry standard and you will find them at most Web sites. Most browsers are initially set to accept cookies. If you would prefer, you can set your browser to refuse cookies or to alert you when cookies are being sent. However, rejecting cookies may prevent you from using certain functions and you may have to enter information to take advantage of services.

Children. We do not use our Web sites to solicit data from or market to children under the age of 18. If you are under 18, you may use our Web sites only with the involvement of a parent or guardian.

Hyperlinks. Our Web sites contain hyperlinks or "links" to other sites, and other sites may "link" to this site. Web sites linking to and from our Web sites may have different privacy practices from the ones described herein. Visitors to our Web sites should read the privacy statements of other Web sites they visit. Our privacy policy applies solely to information collected by our Web Site. See our Legal Terms and Conditions for more information about Hyperlinks.

Changes to Our Internet Privacy Policy. We may, from time to time, make changes to this privacy policy. We recommend that visitors to this site re-visit this privacy policy on occasion to learn of new privacy practices and changes to our policy.

Your Consent to Our Internet Privacy Policy. By using our Web sites, you signify your assent to our privacy policy. If you do not agree with any term in this policy, please do not use our Web sites or submit any personally identifiable information.

Legal Disclaimers, Terms and Conditions. Our privacy policy does not supersede the Legal Disclaimers, Terms and Conditions that govern your use of our Web sites. Any conflict between the two shall be determined in favor of such Legal Disclaimers, Terms and Conditions.

How to Contact Us. Should you have any questions or concerns about our privacy policy or the collection of information, please e-mail us at

For more information about using our Web sites, please view our Legal Terms and Conditions.